News

The gold price in India has touched record levels in recent months, capturing the attention of both seasoned investors and everyday buyers.
In a significant policy update, the Reserve Bank of India (RBI) has rolled out new lending rules aimed at improving financial ...
Gold and silver can be accepted as voluntary collateral for agriculture and MSME loans. -Rules apply to all scheduled commercial banks, RRBs, cooperative and small finance banks. - RBI seeks unified ...
RBI allows voluntary pledge of gold and silver for agriculture and MSME loans up to collateral-free limits without breaching existing loan ...
On 6 June the Reserve Bank of India released its final guidelines on loans against gold and silver collateral. Based on feedback from the industry and the government’s department of financial ...
The Reserve Bank had released a draft policy on April 9, 2025, seeking to tighten rules around loans taken against gold. These include capping the loan-to-value (LTV) ratio at 75%, strengthening ...
For instance, the norms give a free hand to banks to offer all income generating loans, including agriculture gold loans, with Loan To Value (LTV) ratio determined by their Board approved policy ...
Gold loan regulations in India are evolving to ensure fair practices, customer protection, and a level playing field for lenders. ... to fix a policy-based LTV ratio for income generating loans.
NBFCs are poised for a rebound following policy support from interest rate cuts and CRR reductions, expected to boost ...