Loan protection insurance is an insurance policy that pays off all or some of your loan if you die, suffer a disability, or get laid off. Also known as credit insurance, loan protection insurance is ...

A fixed-rate loan is a lending product that allows consumers or businesses to borrow money with an interest rate that does not change over the life of the loan. Whether the product is a federal ...

The Fair Credit Reporting Act is a federal law that restricts who can access your credit report. It gives you the right to obtain your credit score and credit report. The Fair Credit Reporting Act ...

Relationship banking is a personalized approach to financial services that focuses on long-term customer connections, tailored advice, and exclusive banking perks.

When it comes to borrowing money, two of the most common options are personal loans and credit cards. Both offer access to funds that can help cover major expenses, consolidate debt, or manage ...

If you need an injection of cash, perhaps to help pay for a big move or to consolidate existing debt, you may be thinking about getting a personal loan. But how will that work if your credit is just ...

If you’re faced with a major expense, such as a medical procedure or emergency home repairs, and you don’t have enough in the bank to cover it, you might be able to take out a personal loan. There are ...

If you have a personal loan, you may wonder whether you can pay it off early, and if doing so means you will pay less interest. The answer to both of those questions is yes. However, that doesn’t ...

When the borrower of a personal loan dies, the borrower’s estate or a surviving spouse may have to repay the loan, but what happens to personal loans when the lender dies? The borrower will likely ...

Closing costs on a home average 2–6% of the total loan amount. This expense can be paid out of pocket via cash, with a personal loan, or wrapped up into the mortgage. If it’s included in the mortgage, ...

Getting a $5,000 personal loan may not require good or prime credit. Subprime borrowers with fair credit scores between 580 and 669 can qualify for $5,000 personal loans in some cases. Lenders assess ...

If you’re anticipating a major expense such as home renovations or a wedding, you may be considering taking out a $10,000 personal loan. If that’s the case, it’s smart to explore the different options ...