A DTI above 50% is common, especially in areas where housing is expensive, but it’s hard. Spending half of your pretax income on housing and debt service doesn’t leave you a lot of wiggle room.

Wondering how many personal loans can you have at once? While no law sets a limit, lenders have rules. Learn the key factors ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

Lenders can deny you a loan for many reasons — and the most common? Bad credit No credit High debt levels No proof of income ...

Keep in mind that you’ll generally need good to excellent credit, stable income and a low debt-to-income (DTI) ratio to qualify for the best rates available. Current 15-Year Refinance Rates ...

Want your dream home sooner? Discover 4 ways personal loans can help speed up the buying process and boost your financial ...

Before you buy a home, learn how your income, housing costs, and the 30% rule work together to determine what you can realistically afford.

Debt-to-income (DTI) ratio. Lender use your DTI ratio to compare your total monthly debt payments (including your new monthly mortgage payment) to your gross monthly income.

Borrowers must meet credit and debt-to-income ratio requirements and earn at least $24,000 per year. Standout benefits: Ascent offers cash-back rewards at graduation, a nine-month grace period and ...

Credit score: 500 FICO score with 10% down or 580 with 3.5% down Income requirements: None Debt-to-income ratio: typically 43% Individual lenders may set additional guidelines.

World Bank report highlights the Philippines’ resilient yet slowing economy, with strong consumption and easing inflation ...

A dividend reinvestment plan is a great way for investors to grow their portfolios without even trying. Learn more about this strategy inside.