Personal loans have become a popular solution for managing various financial needs, from covering unexpected medical expenses to consolidating debts or funding ...

From strengthening your credit profile and managing existing debt effectively to selecting the right lender, each step plays ...

Banks can assess the borrower’s repayment capacity by calculating the debt-to-income (DTI) ratio. The DTI ratio reflects the percentage of monthly income being used to pay debts (loan EMIs and ...

RBI has made it compulsory for banks to update credit bureau records every 15 days. This may change the way credit score is ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

Learn 9 tips that can increase the likelihood of card approval, including checking your credit score, correcting errors on ...

Islanders are getting a better handle on their debt than other Canadians, according to new data from Statistics Canada.

Despite some green shoots, South Africans who earn R20,000 or more are under sustained financial pressure, with ...

W ith borrowing rates remaining high on most options and home equity levels sitting at record high levels, many homeowners ...

Weddings and homeownership are two major goals for many couples, but affording both takes years of careful saving and ...

According to the latest data from Freddie Mac’s Primary Mortgage Market Survey, the average 15-year fixed mortgage rate is ...