MBA data shows that the spread between FHA and conventional delinquency rates reached 841 basis points, while the VA and ...

According to data compiled by John Burns, FHA and VA loans represented 34% of the market in 2024, up from less than 30% in ...

The rate on a 30-year fixed refinance climbed to 7.05% today, according to the Mortgage Research Center. For 15-year fixed ...

The current average mortgage rate on a 30-year fixed mortgage is 6.87%, compared to 6.84% a week earlier, according to the ...

Higher debt-to-income ratio (DTI): Typically, mortgage lenders approve you for an FHA loan with a 43% DTI ratio. Many conventional loans cap your DTI at 41%. However, both FHA and conventional ...

an FHA mortgage is one of the cheapest ways to finance a house. It might also be your only option if your credit score is low or you have a higher debt-to-income (DTI) ratio. On the other hand ...

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

debt-to-income ratio (DTI), and down payment. The less risky you are as a borrower, the lower the rate you'll likely get. How to get a good FHA loan rate While you can't control the market trends ...

Purchasing a mobile home in Riverside California offers an affordable alternative to traditional homeownership However securing financing for a mobile home can be different from securing a loan for a ...

"If you are using FHA for your loan, it's generally because you have to based upon lower credit scores, higher debt-to-income ratios, or significant credit events in your recent past, such as a ...

Homeownership is harder than ever to achieve. Fortunately, you can leverage your home equity to help your kids become homeowners by taking out a home equity loan.

FHA loan requirements are often more relaxed than the rules around conventional mortgage financing. Find FHA loan ...