The two non-negotiable factors to qualify for Social Security spousal benefits are: the qualifying spouse currently receiving ...

One of the most important parts of the program, especially for married couples, is Social Security spousal benefits.

Key PointsSocial Security spousal benefits can be a big source of retirement income.The rules of spousal benefits are often misunderstood.It's important to know when you're eligible for spousal ...

If you can keep working while looking after your health, do it. You get 100% of your Social Security benefit at full ...

Q. I receive a significant pension from work I have done outside of Social Security. I have not worked enough hours under ...

If you’re looking to increase your Social Security spousal benefits, there’s no easy route. Spousal benefits are based off of a worker’s 35-year wage history of paying into Social Security.

Spouses can qualify for a Social Security spousal benefit if they are at least 62 years old and both spouses have filed for Social Security. Image source: Getty Images.

Like standard benefits, you can claim spousal benefits before your FRA, beginning at age 62. For the primary claimer, benefits are reduced by 5/9 of 1% each month before their FRA, up to 36 months.

According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...

To qualify for Social Security spousal benefits, you must be married for a year, your spouse must currently receive retirement benefits, and one of the following must apply: You're at least 62 ...

Social Security spousal benefits could end up playing a big role in your retirement finances. Read up on how they work so you can see how to make the most of them.