The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

The videos suggest a quick hack for having student loans forgiven. Experts warn that trying it can inflict long-term ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Your credit history is a record of how you have managed past debt and how you are handling ongoing debt. Your credit history ...

Credit score is a reflection of your history with credit accounts, not your situation, unless your financial behavior changes ...

Nearly two million student loan borrowers are at risk of having their wages garnished next month, credit-reporting agency ...

A new study finds "rent reporting increased the share of people with near-prime scores or better by 25 percentage points." ...

The loan type has been growing rapidly, but the credit-scoring industry has puzzled over how to evaluate it.