The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.

FICO is changing the credit game by including BNPL data in its scores. Find out how this could affect your credit.

But until now, BNPL was not regulated as a form of credit ... The Initiatives Group “If a customer has a really good credit score and the information they’ve provided in response to those ...

"I'm much more in favor of using a credit card for purchases than debit cards or BNPL short-term loans," said John Ulzheimer, a credit expert formerly of FICO, Equifax and Credit.com and founder ...