The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

FICO announced Monday that it will introduce a new credit scoring model that incorporates buy now, pay later — or BNPL — data ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

FICO (NYSE: FICO), global analytics software leader, today announced the launch of FICO® Score 10 BNPL and FICO® Score 10 T BNPL, the first credit scores from a leading credit scoring provider to ...

"I'm much more in favor of using a credit card for purchases than debit cards or BNPL short-term loans," said John Ulzheimer, a credit expert formerly of FICO, Equifax and Credit.com and founder ...

If you're going to use BNPL, I'd recommend not opting for the Pay-in-4 option with the Klarna card, since others like Afterpay, Affirm and even Klarna itself don't charge you money to initiate a ...

From Tuesday June 10, BNPL products – including Afterpay, ... “Under the new rules, your BNPL behaviour could directly impact your credit score and your future ability to get a loan, ...